BGB 360 Academy Terms of Use
Terms for Learning, Teaching and Using the Platform
These Terms of Use govern access to BGB 360 Academy and its websites, mobile applications, courses, meetings, digital resources, community features, institutional services and related functionality.
By creating an account, purchasing a service, publishing content or otherwise using the platform, you agree to these terms and the policies linked from this page. If you do not agree, do not use the relevant service.
1. Legal Operator
BGB 360 (PRIVATE) LIMITED, incorporated in Pakistan under the Companies Act, 2017 with Corporate Unique Identification Number 0309406, operates BGB 360 and BGB 360 Academy.
View the Certificate of Incorporation.
2. Related Policies
These terms incorporate our Privacy Policy, Refund Policy, Acceptable Conduct Policy and Safeguarding Policy. Product-specific terms shown on a listing, checkout page, institutional agreement or application store may also apply to the relevant service.
3. Electronic Acceptance
You may accept these terms electronically by registering, selecting an acceptance control, completing a purchase or using the service after the terms have been presented. Electronic records, confirmations and communications may be used to document transactions where permitted by applicable law, including Pakistan’s Electronic Transactions Ordinance, 2002.
4. Eligibility and Young Users
You must be legally capable of accepting these terms or use the service with the authorization and supervision required by applicable law. A child or person who cannot independently enter into a binding contract must use the service through or with an authorized parent, guardian or responsible organization.
Parents, guardians and organizations authorizing access are responsible for appropriate supervision, permissions and safeguarding arrangements. Additional requirements may apply to particular courses, meetings or institutional services.
5. Accounts and Credentials
Provide accurate, current and complete registration information. Keep your password, verification codes and devices secure, and notify us promptly if you believe an account has been accessed without authorization.
Accounts are personal unless created and administered for an organization through an authorized institutional arrangement. You must not sell, transfer, share or impersonate another person’s account, or create accounts using false identities or unauthorized information.
6. Account Roles
Different roles may include learner, parent, instructor, organization, administrator or other approved categories. Features and responsibilities vary by role. Selecting or receiving a role does not establish employment, partnership, agency, professional accreditation or authority to act for the Academy.
7. Platform and Independent Providers
The Academy may provide services directly or operate as a platform through which independent instructors and organizations publish courses, meetings, products, jobs or other opportunities.
The applicable listing, checkout information, receipt or agreement may identify the responsible provider or seller. Unless expressly stated otherwise, independent instructors and organizations are responsible for their own content, schedules, qualifications, legal compliance, taxes, delivery obligations and interactions with users.
8. Courses and Learning Services
Course descriptions should identify available information concerning content, format, provider, access period, price, schedule, prerequisites and completion requirements. Availability may change, and enrolment remains subject to capacity, payment, eligibility and applicable provider terms.
Unless expressly stated, purchasing or completing a course does not guarantee examination success, admission, employment, promotion, income, professional licensing, immigration status or any other academic, career or commercial outcome.
9. Educator Responsibilities
Educators must provide truthful professional information, publish lawful and reasonably accurate content, honour confirmed commitments, communicate professionally and comply with applicable educational, consumer, intellectual-property, privacy and safeguarding requirements.
An educator profile, identity check, qualification document or platform badge does not represent a criminal-record check, safeguarding clearance, professional licence or guarantee of suitability unless the relevant service expressly states otherwise. Learners and organizations should independently assess suitability before booking.
10. Institutional and Organizational Services
Schools, colleges, academies, employers and other organizations may use configurable learning-management features under separate commercial or service arrangements. An organization is responsible for ensuring that its administrators are authorized and that its use complies with applicable employment, education, privacy, safeguarding and consumer obligations.
Where an institutional agreement conflicts with these general terms, the institutional agreement governs the specific institutional service to the extent permitted by law.
11. Meetings, Live Classes and Communications
Users must attend scheduled services responsibly, follow disclosed cancellation terms, maintain professional boundaries and use approved communication tools where required. Sessions, messages, images, audio or video must not be recorded or distributed without lawful authority and any required notice or consent.
12. eBooks and Digital Resources
eBooks, recorded courses, downloads and other digital materials are licensed for the access and use described at purchase. Unless expressly permitted, users may not copy, reproduce, resell, distribute, publish, share access to, remove ownership notices from or create unauthorized derivative works from protected materials.
13. Certificates and Validation
Certificates may be issued by the Academy, an instructor or an organization after stated requirements are met. The issuing party remains responsible for the underlying course, assessment and certificate information.
The Certificate Validation feature confirms only whether matching information exists in the applicable platform record. It does not replace accreditation, equivalence, attestation, licensing or additional verification required by an institution, employer or public authority.
14. Jobs and External Opportunities
Job listings and career opportunities may be submitted by third parties. Publication does not guarantee the identity of an employer, continued availability, interview, selection, employment, salary or working conditions. Employers remain responsible for their listings and recruitment decisions. Users should verify opportunities and must not send payments or sensitive credentials in response to suspicious listings.
15. Prices, Payments and Taxes
Available prices, currencies, taxes, payment timing and access periods are displayed before purchase or specified in an applicable agreement. Users are responsible for providing valid payment information and paying authorized charges.
The Academy does not provide interest-bearing credit, collect interest on purchases or overdue amounts, or promise interest or financial returns on payments, refunds, balances or account credits.
Nothing offered through the Academy constitutes a deposit, loan, investment scheme or promise of profit. Courses, subscriptions, meetings, eBooks and other products are provided only as educational, professional or platform services.
16. Refunds, Cancellations and Consumer Rights
Refunds, cancellations, withdrawal rights, defective services and payment corrections are governed by our Refund Policy, the terms disclosed at purchase and applicable mandatory consumer law. Nothing in these terms removes rights that cannot lawfully be excluded, including applicable rights in Pakistan, Norway or the European Economic Area.
17. Acceptable Use
You must comply with the Acceptable Conduct Policy. You must not harass or exploit others, infringe intellectual property, commit fraud, manipulate reviews or certificates, introduce malicious code, scrape protected content, bypass access controls, probe security, overload services, use another person’s account or use the platform for unlawful activity.
18. Safeguarding
Users must follow the Safeguarding Policy. Immediate danger should be reported to the emergency or competent authority in the affected person’s location. The Academy is not an emergency service and does not replace law enforcement, child-protection services or an organization’s safeguarding duties.
19. User Content
You retain ownership of original content you lawfully submit. You grant the Academy a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, format, display and transmit that content only as reasonably necessary to operate, promote and improve the selected service, comply with law and protect platform users.
You confirm that you have the rights and permissions required to submit the content and that it does not violate law, confidentiality, privacy, safeguarding or intellectual-property rights. Public content may be viewed, shared or indexed according to the relevant feature and privacy settings.
20. Academy Intellectual Property
The platform software, design, branding, logos, interfaces and Academy-created materials are protected by applicable intellectual-property laws. Except for the limited access needed to use the service, no ownership rights are transferred. BGB 360 and BGB 360 Academy branding may not be used without authorization.
21. Feedback
If you voluntarily provide suggestions concerning the platform, we may use them without payment or obligation, provided we do not claim ownership of your unrelated intellectual property or use personal information contrary to the Privacy Policy.
22. Third-Party Services and Mobile Applications
The platform may depend on third-party hosting, authentication, payment, communications, live-class, analytics, map, application-store and notification services. Their separate terms and privacy practices may apply when you use those services.
Mobile applications downloaded through Apple, Google or another application store may also be subject to that store’s terms, billing rules, subscription controls and refund procedures. The application store is not responsible for services supplied independently by the Academy unless its terms state otherwise.
23. Service Availability and Changes
We aim to provide reliable services but do not guarantee uninterrupted or error-free access. Maintenance, security incidents, provider outages, internet conditions, legal requirements and technical changes may affect availability.
Features, applications and content may be introduced, changed, restricted or discontinued. Where a change materially affects a paid service, we will provide an appropriate remedy where required by the purchase terms or mandatory law.
24. Suspension and Termination
We may restrict features, remove content, suspend or terminate access where reasonably necessary to protect users, investigate suspected misuse, address non-payment, enforce these terms, comply with law or preserve service security.
Where appropriate, we may provide notice and an opportunity to respond. Immediate restrictions may be applied where delay could create safety, legal, financial or security risk. Termination does not remove rights or obligations that arose before termination, including payment, intellectual-property, confidentiality, refund and dispute provisions.
25. Disclaimers
Information available through the platform is provided for educational, professional or general informational purposes. It is not automatically legal, medical, financial, tax, immigration or regulated professional advice.
To the extent permitted by law, independent provider statements and user content are the responsibility of the person who supplies them. We do not guarantee that every user, listing, qualification, review, vacancy or external link is accurate, complete or continuously available, but we may review or act on reported concerns.
26. Liability
Nothing in these terms excludes or limits liability for fraud, wilful misconduct, death or personal injury caused by negligence, breach of mandatory consumer rights or any other liability that cannot lawfully be excluded or limited.
Subject to the previous sentence and to the extent permitted by law, we are not responsible for losses that are indirect, unforeseeable or caused solely by an independent provider, user device, internet connection, unauthorized account use or failure to follow disclosed requirements. Consumers retain all remedies available under mandatory law.
27. Privacy
Personal information is handled according to our Privacy Policy. Organizations and independent providers may have separate privacy responsibilities for information they control.
28. Changes to These Terms
We may update these terms when services, operational practices or legal requirements change. Material changes will be communicated where required and will normally apply prospectively from their stated effective date.
A completed purchase remains subject to the terms presented at purchase unless a lawful change is required or agreed. Continued use after revised terms take effect constitutes acceptance only to the extent permitted by applicable law.
29. Governing Law and Disputes
These terms and contracts entered directly with BGB 360 (PRIVATE) LIMITED are generally governed by the laws of Pakistan. This choice does not deprive a consumer of mandatory protection available under the law of the consumer’s habitual residence or another law that must apply.
Please contact us first so that a dispute can be reviewed and an appropriate resolution attempted. Consumers may also use a competent consumer authority, alternative dispute-resolution body or court where applicable law gives that body jurisdiction.
Consumers in Norway can obtain guidance from Forbrukerrådet. Consumers in Pakistan may seek remedies through the competent consumer authority, consumer court or other body responsible for the relevant province or territory.
30. Severability and No Waiver
If a provision is found unlawful or unenforceable, it will be limited or removed only to the extent necessary, and the remaining provisions will continue where legally possible.
A delay in enforcing a provision does not waive the right to enforce it later. No waiver is effective unless clearly communicated by an authorized representative.
31. Contact
BGB 360 (PRIVATE) LIMITED
Corporate Unique Identification Number: 0309406
Operating BGB 360 and BGB 360 Academy
Norway contact address
Hellebakkane 60
5215 Lysekloster, Norway
Pakistan contact address
204, RiverView, Bahria Town Phase 8
Islamabad, Pakistan
Terms and service enquiries: info@bgb-360.com
